Needless to say, A LOT has happened since I last updated y'all. From moving, to going to Disneyland, Mexico and Niagara Falls, to graduating with my bachelors and getting my dream job! I can't wait to update everyone! Also, we have some pretty awesome plans for the year that I cannot wait to share. So lets start from where we left off...
Shortly after we sold our house, we began looking at homes to purchase. Nothing that we were shown was really what we were looking for. The homes were nice, but they really weren't much different than what we just sold. Basically, they were all in the same neighborhood, with the same layout and same style just with an added basement. Don't get me wrong, they were gorgeous homes that were recently remodeled but they just weren't what we were looking for. About two weeks into our search our realtor (my cousin) sent us updated listings and I fell in love. I knew just from the photos that that was the house that I wanted. So just like previous weekends, we set out that weekend to look at a number of homes. We saw 2-4 houses that day before we went to the house I fell in love with. When we arrived we looked around and it was everything we could've asked for. We knew the house was going to have an open house that afternoon and people were in and out of it while we were there. We had one other house to look at that day. On the drive over my husband and I couldn't stop talking about the house we had just saw. We both knew that it was the house we wanted but we had a bit of a dilemma. We hadn't yet had our financing in order. We had the money from the sale of our house and all our debt paid off but we hadn't started the process with the lender, nor had a lender letter. Here in Colorado, you have to have a lender letter for anyone to even consider your offer. When we spoke to our realtor about it she said if we really wanted the home we had to be aggressive and we had to call our lender immediately for a letter. We knew we wanted to move forward but it was a Sunday, offers were due that evening, and we had no lender letter. We were so upset at this point because we knew this was the house for us. So we went to lunch and started thinking through how to make this work. We KNEW we were qualified to purchase even though we didn't have any sort of proof. We ended up going back to the home after lunch since it was open. We spoke with the selling agents and they gave us great advise on the offer that they think we should make toward the home. This was the best move we could've made because the selling agents really helped us. We ended up offering over $15,000 over asking, with an escalation clause up to $25,000 over asking. We also waived inspection and allowed sellers to stay in the home until they closed on their home. We told the selling agent that we would have a lender letter to them first thing Monday morning. This caused so much anxiety for me. We had to wait and wait and wait to hear back from them, and I had to find a lender, get them to pre-approve us and have them send over a lender letter in a matter of hours. Luckily, our lender ROCKED and was able to do that for us. We had previously used him for a refinance and so he knew us and our history and was able to help us so quickly. So then we had to wait for the offer to be accepted or denied. We knew we were up against EIGHT other offers, so it was so nerve racking. Luckily, we got the home!!! We had to wait two weeks after closing to move in BUT it was so worth it. We have lived here for over a year now and we still love it. The house is in good shape, the yard is beautiful, the neighborhood is amazing. We love everything. It doesn't look like anything special in the photo below, but it absolutely is to us!
More updating to be continued...
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